MY AUS VISA — PRIVATE STUDENT 500 OSHC PLANNER
Dates and application guidance reviewed: 27 September 2026; benefits note checked: 28 September 2026; single/family policy check: 6 October 2026

Keep this on your own device. This is a preparation worksheet, not an insurance quote or a visa decision. Do not send health or policy records to MyAusVisa.

DATES AND PEOPLE
Course and CoE start / finish dates:
Planned first arrival in Australia (including any early arrival):
Proposed visa end date to check against the official grant-period page:
Family members included in the Student application:
If family is included, application lodgement date and exemption or earlier-rule basis to verify:
If under 18, approved welfare start / end dates:

POLICY TO VERIFY
Approved OSHC insurer or applicable official exception:
Policy type: single / couple / single-parent / family:
[ ] If applying and travelling alone, compare single OSHC quotes for the same arrival and proposed stay dates.
[ ] If family is included, confirm the current Student family rule or earlier-application transition before buying cover for them.
Cover start and end dates:
Policy number (keep private):
Who arranged and paid for the policy:
[ ] The cover starts no later than my arrival and continues for the intended stay.
[ ] Every family member on the application is covered.
[ ] If courses or providers are packaged, policies meet without a gap.
[ ] I checked the insurer name, dates and policy number needed in my application or CoE.

COMPARE TERMS BEFORE BUYING
Policy A / Policy B: price for identical dates and family category:
Hospital and doctor benefits, excess and possible gap payments:
Prescription limits and waiting periods:
If relevant, written confirmation of pregnancy-treatment waiting periods for my exact policy and dates. The 13 August 2026 Health fact sheet describes a change for policies of two or more years; confirm when it applies with the insurer.
Dental, optical or other extras needed separately:
How to change insurer or extend cover without a gap:

Home Affairs Student 500 health-cover rules: https://immi.homeaffairs.gov.au/visas/getting-a-visa/visa-listing/student-500
Official Student visa grant periods: https://immi.homeaffairs.gov.au/visas/getting-a-visa/visa-listing/student-500/length-of-stay
Australian Government OSHC consumer guide: https://privatehealth.gov.au/health_insurance/overseas/overseas_student_health_cover.htm
Current Health OSHC fact sheet: https://www.health.gov.au/resources/publications/overseas-student-health-cover-oshc-fact-sheet
Current Student family rule: https://immi.homeaffairs.gov.au/visas/getting-a-visa/visa-listing/changes-to-student-visa-application-rules-500-590/family-members
Our OSHC guide: https://myausvisa.com/student-visa-500-oshc-health-cover
