MY AUS VISA — PRIVATE VISITOR HEALTH COVER COMPARISON
Reviewed: 7 October 2026

Use this on your own device to compare policy wording. This is not insurance, financial or medical advice, and no policy is endorsed by MyAusVisa. Do not send health details or policy documents to us.

MY VISA AND STAY
[ ] Check my actual visa page and grant notice or VEVO for condition 8501.
Visa subclass/stream and any condition (private note):
Arrival and departure dates:
People who need cover:
[ ] For a Visitor 600 applicant aged 75 or older, check the current medical examination and serum creatinine/eGFR instructions. Insurance is a separate step.
[ ] If claiming reciprocal care eligibility, read the Services Australia page for my country and my own residence/citizenship circumstances.

POLICY A / POLICY B (repeat for more policies)
Insurer and exact product name:
Written confirmation of product eligibility for the traveller age, residence and trip length:
Start and end dates, including arrival day:
Evidence the insurer gives for a visa application or condition 8501, if relevant:
Any product notice saying this cover does not satisfy condition 8501:
Public and private hospital cover:
Out-of-hospital doctor and specialist cover:
Ambulance and emergency transport cover:
Prescription medicines and other benefits:
Waiting periods, especially for conditions relevant to me:
Exclusions, benefit limits and pre-existing condition terms:
Excess, co-payments and likely out-of-pocket costs:
Whether treatment during travel to or from Australia is included:
Total premium, payment schedule, cancellation and refund terms:
Questions I asked the insurer and its written answers:

BEFORE I CHOOSE
[ ] Read the complete policy and ask the insurer about any ambiguous term.
[ ] Check my cover spans my full intended stay if condition 8501 applies.
[ ] Keep evidence of cover and payment for my own records.
[ ] Recheck the current Home Affairs visa page and my grant before travel.

Home Affairs visitor health insurance: https://immi.homeaffairs.gov.au/help-support/meeting-our-requirements/health/adequate-health-insurance
Home Affairs adequate-insurance factsheet: https://immi.homeaffairs.gov.au/supporting/files/adequate-health-insurance-factsheet.pdf
Home Affairs age-specific medical tests: https://immi.homeaffairs.gov.au/help-support/meeting-our-requirements/health/what-health-examinations-you-need
Home Affairs condition 8501: https://immi.homeaffairs.gov.au/visas/already-have-a-visa/check-visa-details-and-conditions/see-your-visa-conditions?cno=8501
Services Australia reciprocal care: https://www.servicesaustralia.gov.au/when-reciprocal-health-care-agreements-apply-and-you-visit-australia

SOURCE-LINKED HELP
Return to the guide for instructions and official sources:
https://myausvisa.com/australian-visitor-health-insurance
